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6 Easy steps to approval

How does this work? What are the steps to getting approved?

Step one; Step one; Take and pass the free credit class on Icosignudrive.com

Step two; call or email Troy Daniels 1-866-792-7798 ext. 2035 tdaniels@swapalease.com (M-F) from 9am to 5:30 pm to set up a lifetime membership. The cost is a one time payment of $45 USD and you will be a member for life.  This membership is required to contact the sellers on the swapalease.com website. You are limited to a lease payment that is 23% of your monthly income. For example: (monthly income gross = $1000 @23% = $230 allowable monthly payment.

Step three; make deal on car, truck, or suv * under a lease transfer only the owner can call his bank and ask them to send you a loan application.

Step four: When you get the loan application fill it out and sign it *some banks charge a loan application fee ($0 to $150) ,  mail the application to Hanson Insurance of Ohio. They will fill out the co- sign side of the application and send it to the the lender by overnight mail.  Also, get an insurance quote. Your insurance must be active when you get the approval letter.
*** Hanson Insurance of Ohio does not and cannot guarantee loan approval.  We advise that you select a vehicle offered by a bank that does not charge an application fee**************



Hanson Insurance of Ohio will co-sign for any person who qualifies for a short-term lease once they take and pass our free credit class.  


To accept this offer from Hanson Insurance of Ohio; you must agree to the following:

1. Take and pass the free credit class

2. Pay a one time co-sign fee of $1,250

3. Promise to keep full coverage auto insurance at $500k/$200k and 100k term life     insurance for the life of the lease agreement.

4. Buy all your insurance needs from Hanson Insurance of Ohio.

5. Make all payments on time as agreed for the life of the lease agreement.

" Hanson Insurance of Ohio is offering to take on a lot of risk by co-signing.  The fees charged and insurance purchased offset this risk"


Who qualifies?

1. Individuals 18 years or older

2. Legal resident of the USA or posses a  work visa with ssi     number (h1, h2 visa holders)

3. Be a lifetime member of swapalease.com

4. First time buyer with a credit score of zero

5. Minimum weekly income of $350

6. Lifetime members of swapalease.com with 610 or higher     credit score

Step five: Congratulations !! You  are approved.  Sign the contracts that the bank sent. Go to Icosignudrive.com and pay your co-sign fee. Mail your signed contracts to Hanson Insurance of Ohio. They will look over the contracts to make sure that everything is in order. After verifying that you have paid the $1,250 co-sign fee, Hanson Insurance of Ohio will sign as co- signer and then overnight the documents to the lender.

Step six:The bank just called, it's time to go pick up your car! Yeah!! This whole process should take no more than 4 weeks after you take and pass the credit class.

We recommend Toyota Financial Services  as the best and least expensive vendor to work with.

We recommend Toyota Financial Services  as the best and least expensive vendor to work with.


Step six: Bank just called its time to go pick up your car! Yeah!! This whole process should take no more than 4 weeks after you take and pass the credit class.

We recommend Toyota Finance as the best and lease expensive vendor to work with.

Take The Class

  Formal offer

1. Be a lifetime member of  swaplease.com

2. Have credit score of 610 or higher and the free credit     class requirement will be waived.


I Cosign U Drive!

I Cosign U Drive!

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Instant approval